Cyber Liability Insurance
If your business uses email, stores client data, takes payments online, or operates in the cloud—this one’s for you.

Cyber Insurance
Cyber liability insurance protects your business when a data breach, cyberattack, or system failure exposes sensitive information or disrupts your operations. These events hit fast, cost a lot, and happen more often than you think—even to small businesses. And when they do? It’s not just your IT team dealing with it—it’s your reputation, your revenue, and sometimes your legal liability on the line.
Here’s what cyber liability typically covers:
Forensic investigation and data recovery
Breach response and client notification costs
Legal defense and regulatory fines
Ransomware payments
Business interruption losses
PR and reputation management
Fraud monitoring services for affected clients
It doesn’t cover things like physical property damage or employee negligence outside of a digital incident. It’s designed for digital risk—the kind that hides in your inbox, your servers, your software, and your cloud accounts.
Who Needs Cyber Liability Insurance?
If your business handles any of the following, you should seriously consider it:
- Client or employee personal data (SSNs, addresses, medical info)
- Credit card or banking details
- Proprietary customer information or IP
- Cloud-based file storage
- Remote work infrastructure
- Online systems, platforms, or portals
We’re talking:
- Law firms
- Healthcare practices
- Marketing agencies
- SaaS companies
- Nonprofits
- Consultants
- Financial services
- E-commerce businesses
- Real estate offices
- Schools
Basically, if a hacker could access something valuable—or if an accidental click could open the wrong door—cyber liability matters.
Why It’s Worth It
A single breach can cost hundreds of thousands—even millions—between downtime, legal exposure, and trust lost. And most general liability policies don’t cover it. Cyber insurance gives you a real response plan and real financial protection when the worst-case scenario hits your network.
And with The Ingram Agency? We don’t just plug in a policy. We look at how your systems run, how you use data, and where your digital vulnerabilities are. Then we match you with the kind of protection that doesn’t leave gaps.
Not sure if cyber liability fits your business?
Reach out. We’ll walk you through it.